What Is Health Insurance? Complete Guide with Types, Benefits & Tips (2025)
🏥 Health Insurance – Your Financial Shield Against Medical Emergencies Introduction In today's world, health insurance is not just a policy—it's a necessity. With the rising costs of medical care, having a reliable health insurance plan can protect you and your family from unexpected financial burdens caused by illness, accidents, or hospitalization. Why Health Insurance Is Important Health emergencies can strike at any time, and treatment can be expensive. Health insurance ensures you get quality medical care without draining your savings. It provides financial assistance for hospitalization, surgeries, diagnostics, and even preventive care in some cases. Key benefits of health insurance include: Access to quality healthcare Coverage for pre and post-hospitalization expenses Cashless treatment at network hospitals Tax benefits under applicable laws Mental peace during medical crises Types of Health Insurance Plans Type of Plan Description Individu...